Sooner Blue

Mostly politics, a few current events, a squirt of seltzer down yer pants .. a little blog for my rambles and rants.


RNC elected their own "magic Negro"

@ 12:20 PM (73 months, 1 hour ago)
The Republicans have another Palin Moment...Palin was the anti-Hillary, and now the new RNC leader is the bizarre Obama.
Republicans sure are a funny bunch. They’re against affirmative action and all, but they're always able to find a person of color to fill a slot when they need one. When Thurgood Marshall stepped down from the Supreme Court, the first President Bush was lucky to find Clarence Thomas to replace him; then when Barack Obama looked like he would sail into his Senate seat, Republicans scrambled around to airlift Alan Keyes in to run against him.
"WASHINGTON (CNN) -- Members of the Republican National Committee elected their first African-American party chief Friday, choosing former Maryland Lt. Gov. Michael Steele to chair the organization after six tumultuous rounds of voting.[..]"
Well, not all Republicans are happy about the party electing Michael Steele to run the RNC. Former Ku Klux Klan Grand Wizard and Louisiana Congressman David Duke has really got his klan knickers in a knot. From Duke's website:
"To Hell with the Republican Party!
GOP traitors appoint Obama Junior as Chairman of the Republican Party
I am glad these traitorous leaders of the Republican Party appointed this Black racist, affirmative action advocate to the head of the Republican party because this will lead to a huge revolt among the Republican base. As a former Republican official, I can tell you that millions of rank-and-file Republicans are mad as hell and aren't going to take it anymore! We will either take the Republican Party back over the next four years or we will say, "To Hell With the Republican Party!" And we will take 90 percent of Republicans with us into a New Party that will take its current place! [..]"
Quick...somebody look for a picture of Obama fist bumping Mike Steele....
Now that the Republican party is being headed up by a black man, whatever are those angry McCain/Palin mobs going to do?
A better question would be whether Chairman Steele and his party will try to reclaim this rabid base of voters. After all, they've used them as "southern strategy" ever since Nixon. But GOP strategists (such as Karl Rove) are so in the habit of using race-baiting campaign tactics that it's second will the party be able to cure its addiction to xenophobia?
I hope the David Dukes of the GOP bellow their discontent so that it's heard far and all Americans and the rest of the world. Let everybody get a good look at the GOP's underbelly and remember what happens when you give hypocrite racists the support they need to become "credible."
If the GOP could purge these angry extremists - let them go form their own party, Sarah is ready to lead them - it could be a fresh start for true Republicans who face a long road back to political power.
I want the Barry Goldwater Republicans back. I want my country to have a working two-party system again. Or better yet, a four party system - Lefty extremists can form a party and Righty extremists can form a party. Something for everyone!

They're watching your shopping habits

@ 08:21 AM (73 months, 5 hours ago)

Yep, American Express looks for patterns on how you spend your money and if they don't like where you shop, they will lower your credit limit accordingly. Without you missing a payment or anything. Like if you shop at "certain merchants" - say Wal-Mart - it must mean you're poor, so you pose a higher risk.

They call it a "risk management" technique, and to them it's the most sensible way of trying to weed out bad credit risks...but it's really snobbish discrimination against those who shop at places like Wal-Mart and K-Mart.

And now American Express has decided to hunker down and simply lie about doing this. Read the following news accounts and judge for yourself...

From the "[..] Kevin D. Johnson, a 29-year-old Atlanta resident who runs a marketing and communications firm, received a letter from American Express last October saying that his credit limit was being lowered. One reason was that other customers who had used their cards at places where he had shopped were late in paying their bills.[..]"

Here's what American Express told the Atlanta Journal Constitution about this last December:

“We’re just doing this to manage risk,” said Lisa A. Gonzalez, an American Express spokeswoman. She declined to say which retailers or mortgage companies are associated with consumers with higher default rates. She said it makes sense to examine these factors because “customers who have loans outstanding with certain lenders or customers who make transactions with certain merchants tend to have a higher proportion of credit issues or a higher probability of default.”

And this is what they told the New York Times this week:
“The letters were wrong to imply we were looking at specific merchants,” said Susan Korchak, a company spokeswoman....Now, the company says that there never was such a list. So what about the language in its letters to cardholders, which calls out particular “establishments” where cardholders had shopped, I asked. Well, apparently that was all just a big misunderstanding, despite the number of people who must have been in on drafting the notes in the first place.[..]" was okay to monitor your transactions with "certain merchants" a month ago, it was a legitimate way of managing risk; but this month they're telling a different story, that they were never doing it in the first place. Yeah, you betcha.

And if you get pissed and cancel your card - don't forget, if you stop using a card it might be bad for your credit if you've had the card for a long time. Check your contract to make sure you won't have to pay a penalty for not using the card...and if you don't, then just let that sucker sit idle. I'd go out and make tiny transactions like $.50 of gas...which will cost more to process than they collect in fees from the merchant. But that's just me...vengeful.

But what do they care? The credit card industry is sitting pretty right now. Thanks to the rewritten bankruptcy law, they'll eventually get their money...with interest piling up in the meantime. Their customers will be stuck for a while until they make the transition to all-cash consumption.

That's how we should be living folks...paying cash. If we don't have the money for it, don't buy it. Save up for it. It worked well for our ancestors...they only borrowed money to buy a house or a car.

Look what living on credit, shuffling paper and plastic around from company to bank to company has gotten this country...

I refuse to be one of those poor schnooks on the treadmill of perpetual debt. I use my Mastercard because it's quick and convenient, but I pay it off every month, they've never made one penny interest from me. I would wonder why they keep me, but I read that they make a little money from the merchants.